The crises at Mercury Finance Co. and Jayhawk Acceptance Corp. are stirring fears that lenders may start abandoning voluntary support of the asset-backed securities they sell on Wall Street.

So far, high-profile lenders have stood by the $360 billion of securities that were packaged from their home equity, auto, and credit card loans. Indeed, executives at First Chicago NBD Corp., First Union Corp., and Mercantile Bancorp. said that in the past year they have bought back badly performing loans or added higher-quality assets or premiums to improve pool performance.

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