A New Hampshire bank has found a way to keep its frail 401(k) program on life support while trying to grow by embracing a new outside program with daily valuation and a voice-response system.

First New Hampshire Bank, based in Manchester, N.H., with $3.7 billion in assets, was faced with a limited 401(k) product called Symmetry, which had only $78 million in assets but fiercely loyal customers.

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