Banker Larry Stutz believes that interstate branching would jeopardize small towns like Alma, a county seat of less than 1,000 people in eastern Kansas.

"Even in small communities such as ours that are a little bit remote, we can really be hurt if we have a major branch of Bank of America and they decide they need a whole bunch of deposits," said the president of First National Bank in Alma, a $23 million-asset institution.

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