Home Loan Leaders

2 Mortgage Banking a Slippery SlopeWhile industry profits have improved, gains have been mostly by the industry leaders. The rest of the lenders continue to struggle.

3Next Wave of Servicing Mergers DueMergers have continued to reshape the servicing landscape in the first half, but observers believe an even bigger consolidation lies just ahead.

5 The Gospel According to BeckThe chairman emeritus of Chase Manhattan Mortgage, looking ahead as always, sees low-cost providers as the survivors of industry turmoil.

12 A Scramble for ProfitsAs a squeeze on margins continues, loan originators have been redefining their businesses in an effort to close the gap.

18 Originations Software: Still EvolvingInterlinq leads the pack but nobody dominates and the market remains wide open as lender requirements continue to change.

23No Place Like Home for Mortgage LendersA strong housing market has provided the industry with a surprising amount of business.

Ranking tables begin on page 4

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