WASHINGTON - To encourage banks to self-test for lending discrimination, the Department of Housing and Urban Development - like the Justice Department - has decided not to use a bank's results against it during an investigation.

Nevertheless, HUD is leaving a window open: Self-testing information could be used if a fair lending case goes to trial, according to Peter Kaplan, director of HUD's office of regulatory initiatives and federal coordination.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.