OMAHA - ACI Worldwide said Bank of America has chosen it to build an infrastructure to manage multiapplication smart cards.

ACI's Monad system will enable Bank of America to manage the life cycle of smart cards and their applications, including full enrollment, application management, card issuing, personalization, post-issuance, and security.

Bank of America has been testing Visa e-cash-loaded smart cards with its employees since 1995.

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