DAYTON, Ohio - Citfed Bancorp earned $3 million in its fiscal third quarter, up 7.8% from the comparable period in 1993.

In the nine months ended Dec. 31, the $2 billion-asset holding company said, net income was $8.6 million, or $2 per share. That was down 9.7% from $9.5 million, or $2.22 per share, in the same period in 1993. The 1993 period included a one-time adjustment of $1.5 million in the first quarter related to accounting changes.

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