MACON, Ga. - First Liberty Financial Corp. tallied a 31% increase in net income for the quarter ending Dec. 31, 1994. Net income was $1.8 million, or 43 cents per share.

The growth in earnings was partly a result of the company's December acquisition of Central Banking Co. in Swainsboro. The acquisition increased loans by $21 million, investments by $25 million, and deposits by $52 million.

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