Prudential Financial Inc. in Newark, N.J., said it has introduced an individual long-term-care product, LTC3, issued by its subsidiary Prudential Insurance Co. of America.
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LTC3 offers people long-term-care insurance to help protect their assets, their choice of care, and their independence should the need for long-term care arise, the company said Monday. All LTC3 policies include international coverage, a simple calendar-day elimination period (deductible), restoration of benefits should the policyholder recover, and an alternate plan of care to help keep the policy current with new and emerging modes of care.
