WASHINGTON — Federal bank and thrift regulators are accepting electronically transmitted comment letters on proposed changes to the Fair Credit Reporting Act.

Last month banking and thrift regulators issued the proposal, which would set notice and opt-out requirements for the sharing of information among affiliates.

The proposal would apply to any insured depository institution that wants to share consumer information, other than transaction or experience data, with its affiliates, so long as the institution is not considered a credit bureau.

Comments are due Dec. 4 and can be submitted through the mail or by going to the FDIC Web site, www.fdic.gov, and using an online form to submit general remarks on the proposal or make specific comments on any of its 17 different elements.

FDIC officials also said that electronic responses about their recent reform efforts, which were due to be posted last month, have been delayed. An agency spokesman said last Monday that a summary of responses submitted to the agency in September and October should be posted on its Web site by the end of this month.

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