At first glance, you might not see Stephen M. Walden and his Interwest Bancorp as a hotshot banker and a go-getting bank.

Based on pastoral Whidbey Island in Puget Sound, north of Seattle, Interwest has all the makings of a quaint, hold-the-fort thrift. And neither Mr. Walden, who is president and chief executive, nor Glenn Mouw, his chief financial officer, has worked anywhere else.

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