Large Banks Not Controlled by U.S. Bank Holding Companies

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Banks with assets of $4 billion or more, listed in order of total assets on Dec. 31, 1996 (dollar amounts in millions)

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Net Income

Assets Deposits(Net Loss)

Name of Bank 12/31/9612/31/96 1996

1 Greenwood Trust Co., New Castle, Del. 12,402 5,874 251.6

2 American Centurion Bank, Wilmington, Del. 10,614 1,761 142.7

3 First USA Bank, Wilmington, Del. 9,643 1,688 267.7

4 European American Bank, New York 9,635 7,106 136

5 Sanwa Bank California, San Francisco 7,797 6,113 70.5

6 Household Bank (Nevada), NA, Las Vegas 7,772 74 122.1

7 Bank of Tokyo-Mitsubishi Trust Co., New Yo 7,159 3,637 61.6

8 Capital One Bank, Glen Allen, Va. 5,486 682 155.9

9 Banco Santander Puerto Rico, Hato Rey 5,267 3,903 45.3

10 Sumitomo Bank of California, San Francisco 4,974 4,239 45.1

11 Industrial Bank of Japan Trust Co., New Yo 4,519 1,153 24.5

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Total Tot.Cap F.T.E.

Capital Ratio Employees

12/31/96 12/31/96 12/31/96 Name of Parent Company

1 1,293.10 N.A. 1,763 Dean Witter, Discover & Co., New York

2 1,204.10 11.46 1,038 American Express Co., New York

3 1,394.20 N.A. 2,915 First USA, Inc., Dallas

4 764.7 16.04 1,733 ABN-Amro Bank, NV, Amsterdam, Netherlands

5 877 12.96 2,737 Sanwa Bank, Ltd., Osaka, Japan

6 1,020.50 14.06 1,484 Household International, Inc., Prospect Heights, Ill.

7 696 10.57 214 Bank of Tokyo-Mitsubishi, Tokyo

8 573.1 12.87 N.A. Capital One Financial Corp., Falls Church, Va.

9 487.7 13.2 1,648 Banco Santander, Spain

10 615.2 16.72 1,558 Sumitomo Bank, Ltd., Osaka, Japan

11 574.4 14.9 143 Industrial Bank of Japan, Ltd., Tokyo ===