"Other banks will let Bank of America take all the heat. … They'll let B of A get pricing in place, then do the same types of things once customers get comfortable."

D. Anthony Plath, a UNC-Charlotte professor, expecting B of A's revenue-raising moves to be a canary in the coal mine of public and regulatory opinion. TUESDAY
"The Fed attorneys who drafted the regulation should get an award for this."

Mike Moebs of Moebs Services, praising Regulation E's revisers for showing restraint, despite the furor over overdraft protection and banks' misunderstanding of consumer demand for the product. WEDNESDAY
"We need to know who is active in our state and who wants into our state. … They are diluting their effectiveness by delaying these disclosures."

Ken Thomas, a consultant, on why the FDIC should offer, in a timely fashion, as much detail as possible about bids for failed banks. THURSDAY
"I come to Washington as a genuine believer in markets and a genuine believer that the purpose of regulating the consumer credit market is to make that market work for buyers and sellers alike: a level playing field where the best products at the best prices win."

Elizabeth Warren, in charge of setting up the Consumer Financial Protection Bureau, attempting to reassure her industry critics. FRIDAY
"The whole industry didn't go in the ditch. The whole industry didn't drive off the cliff. Many of us are still here standing."

John Koelmel, First Niagara's CEO, in arguing that financial reform went too far and will have to be moderated so that responsible companies can take risks.

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