To the Editor:

The May 21 Pipeline piece "Blame the Lawyers" repeatedly refers to a company — Hope Now Modifications LLC — that was recently shut down by the FTC as "Hope Now." While that shortened reference may have been in keeping with American Banker's style, we would like to correct any perception readers may have gotten that the two organizations, Hope Now Modifications and the Hope Now Alliance, are the same. They could not be any more different.

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