For the first time in nine months, fewer homeowners are making their monthly mortgage payments on time. 

According to Lender Processing Services' "First Look" report from its database of nearly 40 million mortgage loans, the month-over-month delinquency rate rose 0.4% in April, bringing the overall delinquency rate of loans 30 or more days past due (but not in foreclosure) to 7.12%.

However, compared to the same time last year, the delinquency rate is down 10.6%.

Roughly 3.5 million mortgagors nationwide are considered 30 days late in paying their mortgage, while 1.5 million accounts were 90 days past due in April.

The total foreclosure presale inventory rate is at 4.14% through April, unchanged from March and a year ago, with an inventory of more than 2 million properties.

Florida, Mississippi, New Jersey, Nevada and Illinois had the highest percentage of loans that had not been paid, while Montana, Alaska, South Dakota, Wyoming and North Dakota had the lowest percentage of noncurrent loans.

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