Ezekiel S. "Zeke" Ketchum put in his last day as president and chief operating officer of Meridian Bancorp this week, handing his title over to Samuel A. McCullough, chairman and chief executive of the Reading, Pa.- based bank.

But Mr. Ketchum's retirement, after 37 years in the banking business, did not pass uneventfully. The 60-year-old's voice cracked as he addressed shareholders at the company's annual meeting last week. And in the days that followed, he canceled an appointment because, he said, he "had one or two glasses of Chardonnay too much and (said) one or two words too many."

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