service designed to ease the process of filling in order and payment forms for Internet shopping.

From now on, each NextCard Visa account will come with a "Concierge" programmed with information -- card number, name, address, and so forth -- that a customer must give when making on-line purchases. The personal information is stored on a customer's desktop computer rather than in a remote server, a configuration that is supposed to assuage security fears and reduce the tedium of handing over shipping and credit card information.

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