Location: Cleveland, Tenn.
Assets: $267 million
Employees: 60
Chairman and CEO: J. Lee Stewart
www.southernheritagebank.com

Popular with employees: Birthdays mean a day off from work with pay.

Community service initiative: Three volunteer teams built three homes for families headed by single mothers through the Habitat for Humanity of Cleveland's Women Build initiative.

Bonus/incentive program: Employees are given gift cards worth up to $50 as "spot awards" for providing outstanding customer service.

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