The $2.7 billion-asset Home Savings and Loan Co. in Youngstown, Ohio — deemed by regulators a troubled institution in August — has succeeded in boosting capital as required by cease-and-desist orders.

United Community Financial Corp., its parent company, said it achieved higher capital ratios despite a $4.3 million fourth-quarter loss, in part by selling its trust and securities businesses. Still, its tone was subdued as it cited the floundering economy and stressed housing market.

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