ATLANTA - SunTrust Banks Inc., where James B. "Jimmy" Williams is chairman and CEO, had its best year ever in 1994, with return on assets reaching 1.33% for the first nine months and return on equity 17.64%.

Even as bank stocks get hammered in today's environment of rising interest rates, SunTrust's fortress balance sheet and stellar credit quality allow it to keep its 162% market-to-book valuation, one of the best in the industry.

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