After eight years as chairman and chief executive officer of SunTrust Banks Inc., James B. Williams, 65, recently turned over those titles to L. Phillip Humann. Though Mr. Williams has put in 43 years at the Atlanta-based bank, he is not ready to retire; he remains chairman of the executive committee.

Last week he sat down with American Banker a few days after the annual shareholders meeting to discuss consolidation issues and his views on the future of the $60 billion-asset bank.

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