The Consumer Financial Protection Bureau and Federal Trade Commission jointly filed an amicus brief in the U.S. Court of Appeals for the Sixth Circuit, arguing that a federal district court wrongly dismissed a consumer’s class action complaint against collection agency Northland Group Inc.

The plaintiff, Esther Buchanan, of Michigan, had received a letter from Northland Group offering to settle a debt after Michigan’s six-year limitations for taking legal collection action had passed. 

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