PREDATORYLENDING: Advance notice of proposed rulemaking by the Office of Thrift Supervision regarding predatory lending. State-regulated nonbank mortgage lenders may choose to be regulated under rules issued by the state or rules issued by the OTS. In states with strong anti-predatory lending laws, some nonbank lenders are opting for OTS rules because they are seen as more lenient. The agency is considering making its regulations tougher. Published April 5. Comments due July 5.RECOURSE: Proposal by federal regulators to change risk-based capital rules covering asset securitizations. Published March 8. Comments due June 7.

FAIR VALUE: Proposal by the Financial Accounting Standards Board to make fair-value accounting mandatory for virtually the entire bank balance sheet. Under this form of accounting, a financial instrument's value is the price it would fetch on the open market. Issued Dec. 14 and published on FASB's Web site at www.fasb.org. Comments due May 31.

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