SAME-DAY SETTLEMENT: Proposal by the Fed to create a same-time settlement service for banks. Published June 12. Comments were due Aug. 11.

MUTUAL THRIFTS: Proposal by the OTS to let federal mutual holding companies set up state-chartered stock holding companies. This structure would let thrifts avoid paying high taxes in stock buybacks. Published June 5. Comments were due Aug. 4.

RESERVE ACCOUNTS: Proposal by the Fed to address interstate branching by limiting banks to a single Federal Reserve System account. Published May 20. Comments were due July 21.

SECURITIES DEALERS: Proposal by the FDIC to drop a rule requiring state nonmember banks to submit information on their municipal securities dealers. Published May 16. Comments were due July 15.

DEPOSIT INSURANCE: Proposal by the FDIC to ease record-keeping requirements for custodial accounts, streamline accounting treatment of living trusts, and give heirs six months of extra coverage after a depositor dies. Published May 14. Comments were due Aug. 12.

THRIFT LIQUIDITY: Proposal by the OTS to simplify the calculations necessary for compliance with thrift liquidity rules. Published May 14. Comments were due July 14.

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