SETTLEMENT: Proposal by the Federal Reserve Board to create a same-time settlement service for banks. Expected to be published shortly. Comments due 60 days later.

MUTUAL THRIFTS: Proposal by the Office of Thrift Supervision to let federal mutual holding companies set up state-chartered stock holding companies. This structure would let thrifts avoid paying high taxes in stock buybacks. Published June 5. Comments due Aug. 4.

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