HOME LOANS: The Office of the Comptroller of the Currency on March 2 became the fourth and final agency to sign off on an interagency rule that could discourage the use of so-called 80-10-10 residential mortgages. Under the rule, financial institutions would have to hold 8% of the loan amount in capital reserves against both the 80% first mortgage and the 10% second mortgage. Effective April 1.

CYBER-TERRORISM: The OCC issued guidelines March 5 to help national banks ward off computer hackers. The agency said banks should install firewalls for their computer systems and monitor employees' computer use.

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