FAIR HOUSING: The FDIC issued a rule that gives state nonmember banks more options for fair housing slogans and logos used in advertising and streamlines fair housing record keeping requirements. Published Monday. Effective Aug. 6.
INTERSTATE I: The Fed clarified how banks that operate in numerous states will be assigned to reserve bank districts. Published June 27. Effective Oct. 1.
SMART CARDS: The FDIC decided June 24 not to regulate stored-value cards. It left in place a legal opinion that most stored-value cards, those unattached to a consumer's account, are not covered by federal deposit insurance.
CREDIT UNIONS: The National Credit Union Administration issued a final rule that bars credit unions from risky investments such as stripped mortgage-backed securities and residual interests in collateralized mortgage obligations. It requires more detailed investment policies, specifics on risk management, and reporting on some securities. Published June 18. Effective Jan. 1.