WASHINGTON -- Consumers are on a credit-card tear again with the friendly help of commercial banks, according to the most recent Federal Reserve data.

While the consumer debt figures look unsettling at first, analysts and Fed officials say buyers are simply showing a renewed appetite to spend, especially on autos, without getting too far into hock.

Limited Time Offer

Save $400 off your subscription. Special offer ends April 30, 2017.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.