NEW YORK -- Signet Master Trust 1994-4, a Signet Banking Corp. affiliate, has launched a $538.9 million issue backed by credit card receivables led by J.P. Morgan Securities Inc. The bulk is expected to consist of a $500 million three-year, fixed-rate senior class, with pricing expected to be 33 to .34 basis points over the 6.52% U.S. Treasury due August 1977.

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