After completing a much-anticipated multimedia presentation at the retail delivery systems conference in Atlanta last month, Microsoft Corp. chairman Bill Gates heard the plaintive cry of the community banker.

"Do you see a place for community banks?" asked Joe Edwards, president of United Bank Corp., Barnesville, Ga.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.