A majority of individuals who have a high-deductible health plan have a health savings account, according to a survey by HSA Bank, a Waterbury, Conn., unit of Webster Financial Corp.

Nearly two-thirds of the 730 respondents to the bank's Consumer Benchmark Survey reported having a high-deductible health plan. Among those respondents, 87.8% had a health savings account.

HSA Bank released the results Wednesday.

"The data collected in the survey suggests that people in high-deductible health plans seek health care at the same rate as those in traditional plans, but with the added benefit of making careful consumer choices," Kirk Hoewisch, the president of HSA Bank, said in a press release.

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