Among the things Michael Urkowitz is most proud of since he took the helm of Chase Manhattan Corp.'s credit card operation in August 1996, is his relationship with his deputy, Harry F. DiSimone.

"We formed a really good partnership, one that I think most people in the company acknowledge," said Mr. Urkowitz, executive vice president. "It allowed us to fundamentally change the organization, how it works, and how people work together."

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