Gary Goldstein has some bad news for bankers worried about losing their jobs to mergers or downsizings.

"A lot more skilled professionals who are finding it very difficult finding permanent employment are being forced into taking temporary assignments," said Mr. Goldstein, chief executive of AFGL International Inc., a New York-based firm that supplies human resources management services to banks and other financial services companies. "I think a lot of those people are going to end up in the flexible work force."

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