Megabanks - Assets of $75 billion or more on 9/30/95
Return on Average Assets
Rank Rank ROA ROA
3Q95 3Q94 3Q95 3Q94
1 3 Banc One Corp. 1.53 1.28
2 1 Citicorp 1.32 1.35
3 4 BankAmerica Corp. 1.22 1.08
4 2 First Union Corp. 1.17 1.32
5 6 NationsBank Corp. 1.11 1.03
6 8 First Chicago Corp. 1.09 0.93
7 5 Chemical Banking Corp. 1.05 1.04
8 7 Chase Manhattan Corp. 0.9 1.01
9 9 J.P. Morgan & Co. Inc. 0.83 0.77
10 10 Bankers Trust New York Corp. 0.57 0.66
Mean Values for the group 1.08 1.05
Median values for the group 1.1 1.04
Rank Rank ROE ROE
3Q95 3Q94 3Q95 3Q94
1 4 NationsBank Corp. 18.46 16.17
2 1 Citicorp 18.05 22.16
3 2 First Union Corp. 17.89 17.02
4 8 First Chicago Corp. 17.45 13.9
5 5 Banc One Corp. 16.91 14.68
6 3 Chemical Banking Corp. 16.46 16.27
7 9 J.P. Morgan & Co. Inc. 14.46 13.46
8 10 BankAmerica Corp. 14.26 12.27
9 5 Chase Manhattan Corp. 13.16 14.68
10 7 Bankers Trust New York Corp. 12.54 14.05
Mean Values for the group 15.96 15.47
Median values for the group 16.69 14.68
Rank Rank NPAR NPAR
3Q95 3Q94 3Q95 3Q94
1 1 J.P. Morgan & Co. Inc. 0.11 0.14
2 2 First Chicago Corp. 0.18 0.27
3 3 Banc One Corp. 0.5 0.59
4 8 Chemical Banking Corp. 0.56 1.3
5 4 NationsBank Corp. 0.57 0.75
6 6 Chase Manhattan Corp. 0.64 1.03
7 5 First Union Corp. 0.65 0.88
8 8 BankAmerica Corp. 1.07 1.3
9 6 Bankers Trust New York Corp. 1.15 1.03
10 10 Citicorp 2.5 3.29
Mean Values for the group 0.79 1.06
Median values for the group 0.61 0.96
Rank Rank ROA ROA
3Q95 3Q94 3Q95 3Q94
1 1 Wells Fargo & Co. 2.09 1.67
2 2 CoreStates Financial Corp 1.88 1.52
3 3 Bank of New York Co., Inc. 1.8 1.51
4 9 First Bank System, Inc.H 1.78 1.33
5 20 First Interstate Bancorp 1.74 0.98
6 23 Mellon Bank Corp. 1.71 0.82
7 8 First Fidelity Bancorp. 1.48 1.37
8 5 Norwest Corp. 1.44 1.47
9 10 Fleet Financial Group, Inc. 1.43 1.31
10 4 Wachovia Corp. 1.42 1.48
11 7 National City Corp. 1.38 1.42
12 14 Boatmen's Bancshares, Inc.H 1.34 1.29
13 10 SunTrust Banks, Inc. 1.33 1.31
14 13 Barnett Banks, Inc. 1.3 1.3
15 6 KeyCorp 1.26 1.45
16 18 Bank of Boston Corp. 1.24 1.13
17 10 NBD Bancorp, Inc. 1.23 1.31
18 15 Comerica Inc. 1.22 1.27
19 19 Shawmut National Corp. 1.08 1.1
20 17 PNC Bank Corp. 0.97 1.21
20 21 State Street Boston Corp.H 0.97 0.97
22 22 Republic New York Corp. 0.91 0.88
23 16 National Westminster Bancorp 0.84 1.23
Mean value for the group 1.38 1.28
Median value for the group 1.34 1.31
Rank Rank ROE ROE
3Q95 3Q94 3Q95 3Q94
1 1 Wells Fargo & Co. 27.52 21.39
2 20 First Interstate Bancorp 24.36 14.53
3 4 CoreStates Financial Corp 23.4 19.07
4 14 First Bank System, Inc.H 20.83 16.26
5 2 Norwest Corp. 20.57 20.89
6 5 Bank of New York Co., Inc. 19.16 18.55
7 3 KeyCorp 17.94 19.76
8 8 Wachovia Corp. 17.68 17.73
9 23 Mellon Bank Corp. 17.14 7.18
10 12 National City Corp. 17.1 16.67
11 11 State Street Boston Corp.H 17 16.92
12 15 First Fidelity Bancorp. 16.91 16.19
13 10 Comerica Inc. 16.81 17.11
14 6 Fleet Financial Group, Inc. 16.68 18.37
15 15 Barnett Banks, Inc. 16.02 16.19
16 7 NBD Bancorp, Inc. 15.87 17.96
17 13 Bank of Boston Corp. 15.85 16.27
18 17 Boatmen's Bancshares, Inc.H 15.77 16.03
19 18 Shawmut National Corp. 14.39 15.98
20 19 SunTrust Banks, Inc. 14.05 14.83
21 9 PNC Bank Corp. 13.47 17.25
22 21 Republic New York Corp. 13.37 14.02
23 22 National Westminster Bancorp 8.6 13.34
Mean values for the group 17.41 16.63
Median values for the group 16.91 16.67
Rank Rank NPAR NPAR
3Q95 3Q94 3Q95 3Q94
1 1 State Street Boston Corp.H 0.1 0.13
2 4 Wachovia Corp. 0.18 0.32
3 2 Republic New York Corp. 0.2 0.21
4 3 Norwest Corp. 0.24 0.31
5 6 National City Corp. 0.37 0.5
5 7 First Interstate Bancorp 0.37 0.54
7 5 NBD Bancorp, Inc. 0.44 0.45
8 12 Boatmen's Bancshares, Inc.H 0.45 0.72
9 11 First Bank System, Inc.H 0.51 0.71
10 8 KeyCorp 0.54 0.62
11 10 Comerica Inc. 0.55 0.67
12 13 SunTrust Banks, Inc. 0.56 0.77
13 15 Bank of New York Co., Inc. 0.61 0.8
14 9 Mellon Bank Corp. 0.62 0.66
15 17 Shawmut National Corp. 0.65 1.05
16 15 PNC Bank Corp. 0.67 0.8
17 14 Barnett Banks, Inc. 0.69 0.78
18 21 CoreStates Financial Corp 0.72 1.32
19 18 First Fidelity Bancorp. 0.73 1.09
20 20 Bank of Boston Corp. 0.96 1.22
21 19 Fleet Financial Group, Inc. 1.14 1.12
22 22 National Westminster Bancorp 1.35 1.82
23 23 Wells Fargo & Co. 1.66 1.84
Mean value for the group 0.62 0.8
Median value for the group 0.56 0.72
Rank Rank ROA ROA
3Q95 3Q94 3Q95 3Q94
1 1 MBNA Corp. 3.2 3.28
2 2 Midlantic Corp. 1.81 2.3
2 3 Fifth Third Bancorp 1.81 1.79
4 6 HSBC Americas, Inc. 1.65 1.42
5 17 U.S. Bancorp 1.53 1.19
6 4 Marshall & Ilsley Corp. 1.51 1.47
6 5 First Tennessee National Corp.H 1.51 1.43
8 27 Meridian Bancorp, Inc. 1.49 0.98
9 7 Firstar Corp.H 1.46 1.36
10 10 Mercantile Bancorp. Inc.H 1.43 1.32
11 14 Crestar Financial Corp. 1.38 1.26
12 7 Huntington Bancshares Inc. 1.35 1.36
13 7 Old Kent Financial Corp.H 1.31 1.36
14 11 Regions Financial Corp. 1.3 1.31
15 13 First Security Corp. 1.29 1.27
16 15 First Maryland Bancorp 1.27 1.25
16 31 Union Bank 1.27 0.64
18 29 LaSalle National Corp. 1.24 0.94
19 20 BayBanks, Inc. 1.22 1.09
20 12 Southern National Corp.H 1.21 1.3
21 18 First Empire State Corp. 1.2 1.17
22 22 Northern Trust Corp. 1.15 1.06
23 23 UJB Financial Corp. 1.14 1.03
23 28 First of America Bank Corp. 1.14 0.97
25 32 Signet Banking Corp. 1.12 0.13
26 23 AmSouth Bancorp. 1.1 1.03
27 16 Integra Financial Corp. 1.09 1.23
28 19 Central Fidelity Banks, Inc. 1.06 1.14
29 23 Bancorp Hawaii, Inc. 1.05 1.03
30 20 SouthTrust Corp. 1.04 1.09
30 26 BanPonce Corp. 1.04 1.02
32 30 Harris BankH (a) 0.93 0.92
Mean value for the group 1.35 1.25
Median value for the group 1.27 1.21
Rank Rank ROE ROE
3Q95 3Q94 3Q95 3Q94
1 1 MBNA Corp. 38.78 35.37
2 5 LaSalle National Corp. 24.09 18.04
3 3 First Tennessee National Corp.H 21.5 19.57
4 4 Fifth Third Bancorp 18.51 18.18
5 19 HSBC Americas, Inc. 18.37 15.57
6 14 First Empire State Corp. 17.79 16.28
7 10 Firstar Corp.H 17.47 16.78
7 29 Meridian Bancorp, Inc. 17.47 12.05
9 2 Midlantic Corp. 17.26 24.02
10 16 Huntington Bancshares Inc. 17.17 15.9
11 24 U.S. Bancorp 17.01 14.15
12 20 Northern Trust Corp. 16.65 15.42
13 17 Mercantile Bancorp. Inc.H 16.14 15.87
14 8 Marshall & Ilsley Corp. 16.09 17.05
15 31 Union Bank 15.94 8.39
16 15 SouthTrust Corp. 15.89 16.09
17 13 Regions Financial Corp. 15.88 16.41
18 7 Southern National Corp.H 15.72 17.11
19 18 Crestar Financial Corp. 15.66 15.7
20 20 BayBanks, Inc. 15.59 15.42
21 9 First Security Corp. 15.57 16.87
22 12 Old Kent Financial Corp.H 15.53 16.53
23 22 First of America Bank Corp. 15.29 15.18
24 6 Integra Financial Corp. 15.13 17.95
25 32 Signet Banking Corp. 14.63 1.3
26 11 Central Fidelity Banks, Inc. 14.28 16.65
27 23 UJB Financial Corp. 14.2 14.39
28 28 BanPonce Corp. 14.09 12.86
29 26 AmSouth Bancorp. 13.49 13.17
30 25 Harris BankH (a) 13.48 13.27
31 27 Bancorp Hawaii, Inc. 12.77 13.08
32 30 First Maryland Bancorp 11.01 11.3
Mean 16.83 15.81
Median 15.89 15.89
Rank Rank NPAR NPAR
3Q95 3Q94 3Q95 3Q94
1 1 MBNA Corp. 0.01 0.01
2 4 Fifth Third Bancorp 0.16 0.22
3 3 Northern Trust Corp. 0.18 0.21
4 2 First Security Corp. 0.19 0.2
5 6 First Tennessee National Corp.H 0.27 0.4
6 7 Regions Financial Corp. 0.33 0.42
7 5 Southern National Corp.H 0.34 0.32
8 15 Huntington Bancshares Inc. 0.35 0.62
9 17 Harris BankH (a). 0.37 0.65
10 14 Old Kent Financial Corp.H 0.41 0.61
11 9 Mercantile Bancorp. Inc.H 0.43 0.49
12 8 Bancorp Hawaii, Inc. 0.44 0.45
13 12 Signet Banking Corp. 0.46 0.6
14 10 Marshall & Ilsley Corp. 0.48 0.54
14 11 Firstar Corp.H 0.48 0.55
16 25 First Maryland Bancorp 0.5 0.94
17 12 Crestar Financial Corp. 0.51 0.6
17 16 SouthTrust Corp. 0.51 0.64
19 22 Integra Financial Corp. 0.52 0.87
20 19 LaSalle National Corp. 0.55 0.68
21 20 First Empire State Corp. 0.58 0.81
22 18 First of America Bank Corp. 0.6 0.66
23 21 AmSouth Bancorp. 0.61 0.84
24 27 Central Fidelity Banks, Inc. 0.63 0.97
25 28 BayBanks, Inc. 0.7 1.38
25 30 Union Bank 0.7 1.72
27 22 Meridian Bancorp, Inc. 0.73 0.87
28 24 U.S. Bancorp 0.78 0.91
29 26 BanPonce Corp. 1.04 0.95
30 31 UJB Financial Corp. 1.35 1.81
31 32 Midlantic Corp. 1.6 2.55
32 29 HSBC Americas, Inc. 2.67 1.63
Mean 0.61 0.79
Median 0.51 0.65
ROA ROA
3Q95 3Q94
Mean Values for all 65 banks 1.32 1.23
Median Values all 65 banks 1.27 1.25
ROE ROE
3Q95 3Q94
Mean Values for all 65 banks 16.9 16.05
Median Values all 65 banks 16.14 16.19
NPAR NPAR
3Q95 3Q94
Mean Values for all 65 banks 0.64 0.83
Median Values All 65 banks 0.55 0.71
