Top Banks by Reputation 2026: Noncustomers

  • Key insight: Northern Trust led noncustomers with a reputation score of 73.8, followed by Western Alliance Bank at 73.4 and Synovus Financial at 73.3.
  • Supporting data: Northern Trust ranked first among noncustomers but 10th among customers, while USAA ranked second among customers and fifth among noncustomers.
  • Forward look: Professional conduct was the most important reputation driver with noncustomers, followed by products and services, putting greater emphasis on how banks are perceived beyond their direct customer base.

Banks that respondents did not use themselves produced a notably different reputation leaderboard in RepTrak's 2026 survey than results from customers. Northern Trust took the top spot among noncustomers with a score of 73.8, followed closely by Western Alliance Bank at 73.4 and Synovus Financial at 73.3.

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The gap between the noncustomer and customer rankings highlighted the difference relationships with a bank made in shaping its perceived reputation. New concerns over artificial intelligence and a deregulatory environment, however, have heightened the importance of conduct and responsibility according to the study, with respondents expressing less willingness to trust banks to fix problems when something goes wrong.

RepTrak's survey found that professional conduct was the most important reputation driver among noncustomers, followed by products and services.

Read more: Top Banks by Reputation among a bank's customers.

20. Discover Bank

Discover
Andrew Harrer/Bloomberg

Greenwood, Delaware-based Discover Bank ranked 20th among noncustomers with a reputation score of 67.0. Discover was acquired by Capital One last year.

19. Huntington Bank

Huntington Bancshares
Bloomberg

Columbus, Ohio-based Huntington Bank tied for 18th among noncustomers with a reputation score of 67.5.

18. Ally Bank

Ally Detroit Center
Ally Financial

Sandy, Utah-based Ally Bank tied for 18th among noncustomers with a reputation score of 67.5.

17. Regions

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Birmingham, Alabama-based Regions Financial ranked 17th among noncustomers with a reputation score of 67.9.

16. BNY Mellon

BNY Mellon
Bloomberg

New York-based BNY Mellon ranked 16th among noncustomers with a reputation score of 68.2.

15. M&T Bank

M&T Bank
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Buffalo, New York-based M&T Bank ranked 15th among noncustomers with a reputation score of 68.4.

14. Citizens Bank

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Scott Eisen/Bloomberg

Providence, Rhode Island-based Citizens Bank ranked 14th among noncustomers with a reputation score of 68.6.

13. First Citizens

First Citizens
Elijah Nouvelage/Bloomberg

Raleigh, North Carolina-based First Citizens ranked 13th among noncustomers with a reputation score of 68.7. First Citizens acquired Silicon Valley Bank's deposits and loans in 2023 following the bank's failure.

12. Zions Bank

Zions Bank
Kim Raff/Bloomberg

Salt Lake City-based Zions Bank tied for 11th among noncustomers with a reputation score of 69.4.

11. American Express National Bank

american express amex building
SUSANA GONZALEZ/BLOOMBERG NEWS

Utah-based American Express National Bank ranked 11th among noncustomers with a reputation score of 69.4.

10. Associated Bank

Associated Banc-Corp
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Green Bay, Wisconsin-based Associated Bank ranked 10th among noncustomers with a reputation score of 70.4.

9. Valley National Bank

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Wayne, New Jersey-based Valley National Bank ranked ninth among noncustomers with a reputation score of 70.6.

8. Flagstar Bank

Flagstar
Bloomberg

Hicksville, New York-based Flagstar Bank ranked eighth among noncustomers with a reputation score of 70.9. New York Community Bancorp on Long Island was merged with Flagstar in November 2022.

7. Webster Bank

a close-up of a Webster Bank branch, whose logo has a yellow "W" inside a circular blue background.
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Stamford, Connecticut-based Webster Bank ranked seventh among noncustomers with a reputation score of 71.4.

6. First National Bank of Pennsylvania/FNB

F.N.B. Corp. - First National Bank of Pennsylvania
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Pittsburgh-based First National Bank of Pennsylvania ranked sixth among noncustomers with a reputation score of 71.8.

5. USAA Bank

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San Antonio-based USAA Bank ranked fifth among noncustomers with a reputation score of 72.1.

4. BOK Financial

BOK Financial mobile
Igor Golovniov/Игорь Головнёв - st

Tulsa-based BOK Financial ranked fourth among noncustomers with a reputation score of 73.1.

3. Synovus Financial

SPARTANBURG, SC, USA-13 JUNE 2021: Synovus Financial Corp. building. Facade with main entrance. Horizontal image.
Adobe Stock

Columbus, Georgia-based Synovus Financial ranked third among noncustomers with a reputation score of 73.3. Synovus announced an official merger with Tennessee's Pinnacle Financial Partners in January.

2. Western Alliance Bank

Western Alliance
Caitlin O'Hara/Bloomberg

Phoenix-based Western Alliance Bank ranked second among noncustomers with a reputation score of 73.4.

1. Northern Trust

Northern Trust Corp. branch in Chicago.
Christopher Dilts/Bloomberg

Chicago-based Northern Trust ranked first among noncustomers with a reputation score of 73.8.


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