First-quarter delinquencies on credit cards that had been issued by banks increased from a year earlier as strapped borrowers used tax refunds to meet daily expenses instead of reducing their card balances.

For the first three months of the year, the percentage of consumers who were three months or more behind payments on their cards rose 13 basis points, to 1.32%, according to a report published Monday by TransUnion LLC.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.