The foreclosure review settlement this month gave regulators and banks a chance to escape a costly and much criticized process. But at least two lenders have chosen to soldier on.

The apparent decisions by EverBank and OneWest Bancorp to finish loan-by-loan foreclosure reviews will provide a glimpse of how the big banks' much-maligned foreclosure look-backs would have panned out. Both banks will complete their reviews by mid-summer, according to their regulator, the Office of the Comptroller of the Currency.

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