U.S. Banker - Bank Rankings

September 01, 2000, 2:00 a.m. EDT 2 Min Read


TOP 25 THRIFTS RANKED FROM AN EQUITY PERSPECTIVE

Overall Rank	Company Name, Headquarters	Ticker	Asset Rank	Total Assets 1999 ($ Mil.)	Total Equity 1999 ($ Mil.)	Difference Between Equity and Median	E/A Ratio 1999 (%)	Equity Growth 1996-99	Equity Growth Rank	Average ROAE 1996-99 (%)	Adjusted ROAE 1996-99? (%)	Adjusted ROAE Rank	Total Score

1	Golden State Bancorp, San Francisco, CA	GSB	1	57,019	1,562	37.6%	2.74	810%	1	57.30	21.57	3	4

2	Staten Island Bancorp, Staten Island, NY	SIB	20	4,489	571	174.9%	12.73	234%	2	9.16	16.02	5	7

3	Hudson City Bancorp, Paramus, NJ	HCBK	13	8,519	1,479	238.5%	17.36	106%	9	10.92	26.03	1	10

4	Flagstar Bancorp, Bloomfield Hills, MI	FLGS	21	4,310	186	59.2%	4.31	137%	7	23.88	14.14	7	14

5	PBOC Holdings, Los Angeles, CA	PBOC	25	3,398	179	72.5%	5.28	177%	4	16.16	11.72	13	17

6	Capitol Federal Financial, Topeka, KA	CFFN	15	6,539	1,047	219.8%	16.00	91%	12	6.75	14.83	6	18

7	Independence Community Bank, Brooklyn, NY	ICBC	17	5,537	825	204.7%	14.90	185%	3	5.23	10.70	17	20

8	Commercial Federal Corp., Omaha, NE	CFB	9	12,775	967	104.0%	7.57	134%	8	11.21	11.65	14	22

9	GreenPoint Financial Corp., New York, NY	GPT	8	15,401	1,987	177.2%	12.90	36%	19	10.19	18.05	4	23

10	Washington Federal, Seattle, WA	WFSL	16	6,164	750	167.2%	12.17	30%	22	14.86	24.84	2	24

11	Sovereign Bancorp, Philadelphia, PA	SVRN	4	26,607	1,821	94.1%	6.85	105%	10	11.72	11.03	16	26

12	Charter One Financial, Cleveland, OH	CF	3	31,819	2,398	103.6%	7.54	51%	15	11.89	12.31	11	26

13	MAF Bancorp, Clarendon Hills, IL	MAFB	18	4,658	353	104.1%	7.58	41%	18	13.40	13.95	8	26

14	Roslyn Bancorp, Roslyn, NY	RSLN	14	7,725	638	113.3%	8.25	156%	6	7.06	8.00	22	28

15	Dime Bancorp, New York, NY	DME	5	23,921	1,516	87.1%	6.34	48%	16	13.93	12.13	12	28

16	BankUnited Financial Corp., Coral Gables, FL	BKUNA	23	4,078	190	64.0%	4.66	175%	5	3.76	2.41	25	30

17	Golden West Financial Corp., Oakland, CA	GDW	2	42,142	3,195	104.1%	7.58	36%	21	12.80	13.33	9	30

18	Webster Financial Corp., Waterbury, CT	WBST	11	9,932	636	87.9%	6.40	89%	13	11.95	10.50	18	31

19	Bank United Corp., Houston, TX	BNKU	7	16,245	753	63.7%	4.64	42%	17	17.35	11.06	15	32

20	People's Bank, Bridgeport, CT	PBCT	10	10,738	782	100.0%	7.28	26%	23	13.20	13.20	10	33

21	Astoria Financial Corp., Lake Success, NY	ASFC	6	22,697	1,197	72.4%	5.27	103%	11	9.14	6.61	24	35

22	BankAtlantic Bancorp, Fort Lauderdale, FL	BBX	22	4,160	236	77.9%	5.67	60%	14	10.14	7.90	23	37

23	Downey Financial Corp., Newport Beach, CA	DSL	12	9,408	532	77.7%	5.66	36%	20	10.45	8.13	21	41

24	FirstFed Financial Corp., Santa Monica, CA	FED	24	3,857	231	82.3%	5.99	19%	24	10.97	9.02	19	43

25	Westcorp, Irvine, CA	WES	19	4,499	353	107.7%	7.84	11%	25	8.14	8.77	20	45

Notes: In the case of tied scores, companies with higher equity growth were ranked higher. Source: Raw data provided by SNL Securities LLC, Charlottesville, VA. Calculations and ranking by U.S. Banker.