For some financial institutions, the Interlink-Maestro decision will be based on their allegiance to the "off-line" debit card systems, Visa Debit and Master Debit.

Unlike Interlink and Maestro, Master Debit and Visa Debit rely on the existing credit card networks. That means that bank's don't have to sell retailers any new equipment to accept the cards - the terminals they need are already there.

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