The following analysis of data compiled under the Home Mortgage Disclosure Act and Regulation C was made by the Federal Financial Institutions Examination Council.

For 1994, the FFIEC prepared 38,750 disclosure statements for 9,858 lenders, with a separate statement for each metropolitan area in which the lender has an office. Submitting data were 5,296 commercial banks; 1,144 savings associations; 2,229 credit unions, and 1,189 mortgage companies (908 were independent entities).

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