SAN MATEO, Calif - Visa International's worldwide card usage increased 18% in the first half of 1992.

The credit card giant had $211.4 billion in card transaction volume in the six months, up from $181.8 billion a year earlier. Visa also said that 291.8 million of its cards are in circulation, up 8.6% from 1991.

In the United States, Visa saw card usage rise 11.1%, to $87 billion, compared with the first half of 1991. Cards in circulation in the United States increased modestly, by 3.8%, to 144.1 million.

Card usage outside the United States grew significantly. Visa said that transaction volume in the Asia-Pacific region grew 21.7%, to $21.5 billion, in the first half of 1992.

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