SAN FRANCISCO -- Visa U.S.A. and Sprint Corp. jointly announced a long-distance calling service that they said will be up to 25% cheaper than American Telephone and Telegraph Co. credit card rates.

A caller can charge calls to Visa by dialing the "10VSA" access code. Caller then enter their home phone number plus a four-digit authorization code. Charges can be applied to Visa bills, or callers can pay Sprint directly.

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