The American Bankers Association is marking its dozenth decade with a hefty birthday card. It's a five-color glossy magazine, 176 pages long, titled "Celebrating 120 Years: Looking Toward the Millennium."

Between its blue and metallic gold covers are splashy advertisements and best wishes from a fleet of heavyweights, including Secretary of the Treasury Robert E. Rubin, Federal Reserve Chairman Alan Greenspan, Comptroller of the Currency Eugene A. Ludwig, and Federal Deposit Insurance Corp. Chairman Ricki Helfer.

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