Treasury Secretary Robert E. Rubin swore in Nicolas P. Retsinas as director of the Office of Thrift Supervision Oct. 10. The event, held in Mr. Rubin's office, was a low-key affair and closed to reporters.

Those present included John F. Downey, OTS executive director of supervision, Robert R. Davis, director of government relations for America's Community Bankers, and the group's regulatory counsel Charlotte Bahin.

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