Wells Fargo & Co., the largest U.S. home lender, agreed to pay $1.2 billion to resolve claims related to its Federal Housing Administration mortgage practices.

The agreement includes loans made under the program from 2001 to 2010, the San Francisco-based bank said Wednesday in a filing. Because Wells Fargo had to add to legal costs, the firm lowered its 2015 earnings by $134 million, or 3 cents a share, to according to the filing. The firm said in January that they earned $23 billion, or $4.15 a share, last year.

Wells Fargo was one of five banks that agreed in 2012 to the $25 billion nationwide settlement with the Justice Department over mortgage-related claims that included botched foreclosures. The FHA then took additional action against four of the banks, including Wells Fargo, for related housing-crisis wrongdoing. Bank of America Corp., Citigroup Inc. and JPMorgan Chase & Co. decided to settle those matters, while Wells Fargo chose to fight.

Wells Fargo shares were little changed at $48.80 at 8:37 a.m. in early trading in New York. The stock had dropped 8.6 percent in the past 12 months through Tuesday, outpacing the 12 percent decline for the 24-company KBW Bank Index.

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