MONDAY, August 7

*Comments are due on the Office of Federal Housing Enterprice Oversight's plan to establish minimum capital standards for Fannie Mae and Freddie Mac.

*Comments are due on the Federal Reserve's new Home Mortgage Disclosure Act commentary.

*Whitewater hearings commence before the House Banking Committee. During the hearings, which may last all week, various bank regulators will testify on the failure of Madison Guaranty Savings and Loan and on related matters. 9:30 a.m., Rayburn House Office Building, room 2128. Call 202-226- 0471.

TUESDAY, August 8

*The Federal Deposit Insurance Corp. meets to vote on cutting bank premium rates to an average of 4.5 cents, an 83% reduction from the current 23 cents. 10 a.m. 550 17th St. NW, Washington. Call 202-898-6993.

*The Internal Revenue Service holds a hearing on its proposal to eliminate the tax deferral on the "retirement CD." 10 a.m. IRS auditorium, 1111 Constitution Ave. NW, Washington. Call 202-622-7190.

*The New York Society of Security Analysts will hold a luncheon on opportunities in the changing financial services industry. 11:30 a.m. to 1:30 p.m., One World Trade Center, 44th floor. Call 212-912-9310.


*The Federal Reserve Board releases the Beige Book, its periodic review of the country's economic condition. Noon at the Federal Reserve, 20th and C Streets NW, Washington. Call 202-452-3204.

*The Strategic Research Institute will hold the monthly breakfast meeting in its Asset-Backed series. The topic is "Financial Asset Securitization Investment Trusts." 8:30 a.m. at the Grand Hyatt Hotel, 109 East 42nd St. Call Ed Harnaga at 800-599-4950. Meetings are held the second Wednesday of each month.

THURSDAY, August 10

*The New York Society of Security Analysts will hold a luncheon on "The Internet for Investment Professionals." 11:30 a.m., One World Trade Center, 44th floor. Call 212-912-9310.


If you are planning a conference and want it listed, please send details to Dom Fontana, American Banker, One State Street Plaza, New York, N.Y. 10004.

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