To handle larger loan requests from expanding farmers, Wisconsin banker Doug Hein has relied not on other banks, but on guaranteed loans.

"It's necessary to use the programs available," said Doug Hein, loan officer at $36 million-asset State Bank of Newburg, Wis. "If we do not do that, we will have to send the business elsewhere."

Limited Time Offer

Save $400 off your subscription. Special offer ends April 30, 2017.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.