Uncertain financial markets aren't just giving Wall Street agita. Baby Boomers, particularly those a year or two away from retirement, are beginning to fear a shortfall in retirement assets. As the markets decline and Boomers wade through mountains of investment information, their stress levels are rising-and so is the pressure on financial advisors to perform.

Adversity could open the door to opportunity. Many analysts feels that now is the best time for banks to regain lost ground on the wealth management front. In recent years, brokerages have dominated commercial banks in spite of the entrenched relationships that banks have with customers.

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