Banco Popular de Puerto Rico

In the second part of a two-part conversation with American Banker, miiCard's James Varga discusses how his company leverages the trust placed in banks to create "digital passports" for consumers to prove their identities without oversharing information.

Moody's managing director Will Black notes that P-to-P firms are growing at a time when credit losses are low, and argues that the companies' loan-servicing operations will become more important over time.

Moody's managing director Will Black argues that it’s hard to predict the performance of P-to-P loans because of a lack of historical data.

Moody's managing director Will Black questions whether marketplace lenders, which generally don’t retain credit risk, have enough incentive to maintain the quality of the loans they're facilitating. He also praises the P-to-P firms for publishing detailed loan-level data.

CommonBond Chief Executive David Klein discusses the company's strategy to cross-sell financial products to the firm's student loan borrowers, many of whom are young and affluent.

ING has a long history of lending to the energy sector, and the Dutch bank spies a sizable business opportunity in the the U.S. shift from large importer of energy to major exporter. It is looking for ways to expand its $15 billion-asset business in the U.S., says Bill Connelly, head of commercial banking for the firm.

Stephen Bohanon of Alkami, a vendor of online and mobile banking software, explains why tech companies serving financial institutions need to hire both industry veterans ("Jedis") and innovative outsiders ("Padawans").

Travis Patron of the research firm Diginomics discusses financial institutions' interest in Bitcoin and blockchain technology as platforms to facilitate payments of fiat currency and trading of real-world assets.

Mobile banking growth and a demand for better technology is no surprise. But you might not have anticipated contending with nontraditional competitors. How to keep up? With cutting edge features like debit card/on off, our Mobile Banking App can help.

Brayden McCarthy of Fundera contends that unfair practices are commonplace in the online lending industry, and that self-regulation is needed to protect small-business borrowers.