Banco Popular de Puerto Rico

The agency should consider exempting some registered cryptocurrency exchanges from state money transmission laws.

Small financial institutions are eager to see the Senate’s reform bill signed into law, but House efforts to amend the legislation risk stalling the effort.

The reserve bank's proposal to address banks and nonbanks that remain "too big to fail" does not include two of the largest such institutions: Fannie Mae and Freddie Mac.

Loosening lending standards can actually increase the odds that banks get sued for discrimination.

The Treasury secretary has suggested raising an asset cutoff used by the Financial Stability Oversight Council to assess systemically significant nonbanks, removing some hedge funds and other risky firms from the council's purview.

The acting director wants to gut the agency, which would harm both consumers and entrepreneurs.

Critics argue that Community Reinvestment Act standards need to be more transparent, but creating more objective measures would require regulators to favor some types of loans over others.

The government is pushing up mortgage prices to dangerous levels by easing credit standards in a market where supply is low but demand is high.

The Treasury Department’s long-awaited report on modernizing the Community Reinvestment Act was heavy on glittering generalities but light on specifics, which explains why the report punted the real job of making needed reforms.

Regulators should revise existing rules to encourage banks to offer short-term loans to customers who run into financial emergencies.